Vehicle Leasing

Specialty Funding Group has the best Titled Vehicle programs for business vehicles.

We are dedicated in providing you excellent financing for your company’s new or used vehicle(s). We begin with a streamlined application and continue to the end with a simple process. Borrow the entire purchase price of new and used vehicles as well as trailers for business use, and get a guaranteed purchase option.

Specialty Funding Group offers a variety of loan and lease terms designed to meet your needs. Approvals are issued very quickly, and we can provide the funding for the seller of your choice within 24 hours.

$15,000 – $2 Million Lease Range

  • Programs for ‘A’ to ‘B’ Credit
  • $15,000 – $75,000 (Application Only – Subject to industry changes)
  • Multi-Year Payment Terms
  • 24 – 48 Hour Credit Approval
  • Various Lease Types Available

Mileage Flexibility
Forget about mileage restrictions. Specialty Funding Group loans and leases have no mileage limits or hidden charges.

Longer Terms. 100% Financing.
Choose from 24 to 60-month term, borrow up to 100% of the purchase price including soft costs (taxes, registration, delivery, etc.), and get a guaranteed purchase option at the end of term. Select from two basic structures:

  1. TVA (Titled Vehicle Finance Agreement) is a finance agreement offering a fixed monthly payment that does not vary with increases by the Federal Reserve. You own the vehicle and we release the security interest at the end of the finance term. No blanket liens or balances like a typical bank loan.
  2. TRAC Lease (Terminal Rental Adjustment Clause) provides a guaranteed purchase price for titled vehicles and/or trailers at the end of the lease term and otherwise complies with true lease requirements according to IRS rules. At the end of the lease term, you may either purchase the vehicle for a fixed price, or sell the vehicle to a third party. If you sell the vehicle to a third party, you keep any excess over the purchase option amount. However, if the vehicle is sold below the purchase option amount, then you must pay the leasing company the difference between the sales price and the purchase option amount.

Used Vehicle Buyers – Specialty Funding Group will finance virtually any Age, Make or Model – vehicle or trailer!
As new vehicle prices keep climbing, used vehicles become even better values. Why? New vehicles lose their value quickly. While most of our competitors finance new vehicles only, or restrict financing to five model-years or newer – Specialty Funding will consider virtually any age, make or model vehicle. Combine lower purchase price with lower cost of ownership and you’re in a great position to grow!

Body Manufacturers / Up-Fitters / Special Equipment Installers.
If you’re looking to finance your truck or chassis during the conversion or up-fitting, Specialty Funding Group has a program for you. We can defer payments allowing you to match repayment to the sale of the completed vehicle. Great for dump trucks, lift trucks, and other utility vehicles.

Click to download the Vehicle Leasing FAQ’s (PDF)