The Factors That Influence Your Credit Score

FACTORS THAT INFLUENCE YOUR CREDIT SCORE Your pay history  (35%) Revolving credit card balances  (30%) Time in the bureau (15%) Recent credit inquires (10%) Type of credit (10%) POSITIVE FACTORS: Paid off accounts with…

Why Small Businesses Have Trouble Getting Credit

Only one third of small business owners were able to obtain all of the credit that their businesses need, a recent National Federation of Independent Business (NFIB) survey shows. The survey’s finding is not surprising. Many economists,…

13 Myths about Entrepreneurship

1. It’s all about profitability. It’s not. It’s about positive cash flow. You go bust through lack of cash, not profit. 2. Websites are the responsibility of marketing people. Wrong. Today the website is the responsibility of the…